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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,949 | $160,040+10.6% | $147,096+20.3% | $145,877+21.3% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 8.44% | 98.49%-90.1pp | 419.75%-411.3pp | 551.28%-542.8pp |
| Employer contribution / active EE | $4,102 | $5,289-22.4% | $4,936-16.9% | $4,663-12.0% |
| Participant deferral / active EE | $5,723 | $8,429-32.1% | $8,071-29.1% | $6,691-14.5% |
| Admin fee / account holder | $4,485 | $15,050-70.2% | $13,005-65.5% | $13,402-66.5% |