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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,177 | $77,817+62.1% | $123,553+2.1% | $64,173+96.6% |
| Participation rate | 92.9% | 74.7%+18.1pp | 82.3%+10.6pp | 69.6%+23.3pp |
| Annual return | -4.32% | 12.49%-16.8pp | 119.21%-123.5pp | 7.63%-12.0pp |
| Employer contribution / active EE | $9,996 | $3,014+231.7% | $4,628+116.0% | $2,381+319.9% |
| Participant deferral / active EE | $5,498 | $5,240+4.9% | $6,426-14.4% | $3,470+58.5% |
| Admin fee / account holder | $37,870 | $5,519+586.2% | $9,284+307.9% | $4,887+674.8% |