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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,880 | $96,419-78.3% | $80,648-74.1% | $139,487-85.0% |
| Participation rate | 25.0% | 73.6%-48.6pp | 67.0%-42.0pp | 80.3%-55.3pp |
| Annual return | 15.10% | 1352.86%-1337.8pp | 937.21%-922.1pp | 373.84%-358.7pp |
| Employer contribution / active EE | $2,779 | $3,261-14.8% | $2,724+2.0% | $4,755-41.6% |
| Participant deferral / active EE | $3,589 | $5,225-31.3% | $4,443-19.2% | $6,713-46.5% |
| Admin fee / account holder | $17,695 | $6,605+167.9% | $5,382+228.8% | $11,407+55.1% |