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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,644 | $100,901-37.9% | $75,501-17.0% | $147,586-57.6% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 9.55% | 35.78%-26.2pp | 27.35%-17.8pp | 578.59%-569.0pp |
| Employer contribution / active EE | $10,607 | $3,253+226.0% | $2,352+351.0% | $4,876+117.5% |
| Participant deferral / active EE | $9,757 | $4,027+142.3% | $3,142+210.5% | $5,439+79.4% |
| Admin fee / account holder | $1,886 | $11,285-83.3% | $5,801-67.5% | $10,886-82.7% |