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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,582 | $98,766-53.8% | $149,730-69.6% | $79,852-42.9% |
| Participation rate | 78.9% | 75.8%+3.1pp | 82.5%-3.6pp | 69.6%+9.3pp |
| Annual return | 16.83% | 27.43%-10.6pp | 276.70%-259.9pp | 31.72%-14.9pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,415 | $5,681-4.7% | $6,843-20.9% | $3,740+44.8% |
| Admin fee / account holder | $2,566 | $6,052-57.6% | $9,310-72.4% | $5,306-51.7% |