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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $52,894 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,764 | $106,247+153.9% | $147,096+83.4% | $77,714+247.1% |
| Participation rate | 94.0% | 78.4%+15.6pp | 82.2%+11.8pp | 70.6%+23.4pp |
| Annual return | 28.87% | 56.87%-28.0pp | 419.75%-390.9pp | 31.26%-2.4pp |
| Employer contribution / active EE | $8,842 | $4,069+117.3% | $4,936+79.1% | $2,727+224.3% |
| Participant deferral / active EE | $11,864 | $7,996+48.4% | $8,071+47.0% | $4,649+155.2% |
| Admin fee / account holder | $181 | $338-46.4% | $13,005-98.6% | $433-58.2% |