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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,624 | $77,574+87.7% | $108,753+33.9% | $86,983+67.4% |
| Participation rate | 100.0% | 62.3%+37.7pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 10.21% | 18.42%-8.2pp | 37.47%-27.3pp | 25.83%-15.6pp |
| Employer contribution / active EE | $7,820 | $1,611+385.5% | $2,427+222.2% | $2,584+202.6% |
| Participant deferral / active EE | $5,591 | $3,128+78.7% | $4,115+35.9% | $4,194+33.3% |
| Admin fee / account holder | $1,851 | $6,529-71.6% | $10,320-82.1% | $7,856-76.4% |