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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,274 | $56,277+95.9% | $80,976+36.2% | $62,891+75.3% |
| Participation rate | 76.9% | 69.0%+8.0pp | 75.8%+1.1pp | 69.3%+7.6pp |
| Annual return | 7.65% | 22.12%-14.5pp | 17.10%-9.5pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,624 | $1,943-16.4% | $3,714-56.3% | $2,281-28.8% |
| Participant deferral / active EE | $3,032 | $4,195-27.7% | $5,696-46.8% | $3,203-5.3% |
| Admin fee / account holder | $619 | $3,741-83.5% | $5,516-88.8% | $4,296-85.6% |