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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,343 | $183,516-21.9% | $155,534-7.8% | $145,884-1.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 6.18% | 61.43%-55.2pp | 64.92%-58.7pp | 551.85%-545.7pp |
| Employer contribution / active EE | $4,913 | $5,315-7.6% | $4,675+5.1% | $4,662+5.4% |
| Participant deferral / active EE | $3,714 | $6,467-42.6% | $5,630-34.0% | $6,690-44.5% |
| Admin fee / account holder | $996 | $19,293-94.8% | $15,900-93.7% | $13,392-92.6% |