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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $3,521 |
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 26 · EIN 41-1416330 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,609 | $71,215-50.0% | $93,696-62.0% | $80,935-56.0% |
| Participation rate | 89.0% | 60.4%+28.6pp | 68.7%+20.3pp | 67.7%+21.3pp |
| Annual return | 10.25% | 11.27%-1.0pp | 133.74%-123.5pp | 35.66%-25.4pp |
| Employer contribution / active EE | $5,340 | $1,565+241.2% | $2,422+120.5% | $2,757+93.7% |
| Participant deferral / active EE | $3,483 | $4,037-13.7% | $4,417-21.1% | $4,299-19.0% |
| Admin fee / account holder | $316 | $6,958-95.5% | $8,287-96.2% | $6,924-95.4% |