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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,467 | $95,917+13.1% | $79,583+36.3% | $134,545-19.4% |
| Participation rate | 52.9% | 75.0%-22.1pp | 69.5%-16.6pp | 81.2%-28.3pp |
| Annual return | -12.83% | -2.70%-10.1pp | 0.16%-13.0pp | 418.37%-431.2pp |
| Employer contribution / active EE | $1,799 | $3,129-42.5% | $2,414-25.5% | $4,742-62.1% |
| Participant deferral / active EE | $3,854 | $4,694-17.9% | $3,986-3.3% | $6,401-39.8% |
| Admin fee / account holder | $20,822 | $9,132+128.0% | $6,835+204.6% | $11,431+82.2% |