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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,843 | $82,678-10.7% | $125,391-41.1% | $68,490+7.8% |
| Participation rate | 86.4% | 75.1%+11.3pp | 82.4%+4.0pp | 67.9%+18.5pp |
| Annual return | -19.56% | -5.97%-13.6pp | 572.41%-592.0pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,033 | $3,382-69.4% | $4,816-78.5% | $2,597-60.2% |
| Participant deferral / active EE | $5,673 | $6,111-7.2% | $7,448-23.8% | $4,028+40.9% |
| Admin fee / account holder | $4,147 | $6,277-33.9% | $10,009-58.6% | $5,403-23.3% |