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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,183 | $57,352+153.1% | $83,831+73.2% | $64,173+126.2% |
| Participation rate | 65.4% | 68.6%-3.2pp | 76.1%-10.8pp | 69.6%-4.2pp |
| Annual return | -4.12% | 11.38%-15.5pp | 850.99%-855.1pp | 7.63%-11.8pp |
| Employer contribution / active EE | $588 | $2,546-76.9% | $3,631-83.8% | $2,381-75.3% |
| Participant deferral / active EE | $3,382 | $2,993+13.0% | $4,082-17.2% | $3,470-2.5% |
| Admin fee / account holder | $5,829 | $4,046+44.1% | $5,479+6.4% | $4,887+19.3% |