Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,048 | $70,486-77.2% | $100,528-84.0% | $79,852-79.9% |
| Participation rate | 50.0% | 73.6%-23.6pp | 79.4%-29.4pp | 69.6%-19.6pp |
| Annual return | 23.86% | 21.90%+2.0pp | 30.90%-7.0pp | 31.72%-7.9pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,658 | $5,182-68.0% | $6,271-73.6% | $3,740-55.7% |
| Admin fee / account holder | $384 | $4,480-91.4% | $8,084-95.2% | $5,306-92.8% |