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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,401 | $58,726+89.7% | $142,898-22.0% | $85,847+29.8% |
| Participation rate | 100.0% | 58.5%+41.5pp | 72.0%+28.0pp | 69.3%+30.7pp |
| Annual return | 11.83% | 27.73%-15.9pp | 5639.64%-5627.8pp | 318.61%-306.8pp |
| Employer contribution / active EE | $0 | $1,424-100.0% | $4,146-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,881 | $2,609+10.5% | $3,838-24.9% | $3,952-27.1% |
| Admin fee / account holder | $616 | $4,234-85.5% | $6,560-90.6% | $6,261-90.2% |