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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,446 | $112,121-39.0% | $95,960-28.7% | $158,966-56.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 13.73% | 171.16%-157.4pp | 91.63%-77.9pp | 302.95%-289.2pp |
| Employer contribution / active EE | $3,831 | $3,199+19.8% | $2,541+50.7% | $4,762-19.6% |
| Participant deferral / active EE | $12,298 | $4,784+157.0% | $4,167+195.1% | $5,983+105.5% |
| Admin fee / account holder | $1,384 | $10,135-86.3% | $6,797-79.6% | $11,250-87.7% |