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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,025 | $124,425+70.4% | $112,040+89.2% | $137,256+54.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.49% | 24.72%-9.2pp | 24.52%-9.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $4,738 | $3,411+38.9% | $2,954+60.4% | $4,156+14.0% |
| Participant deferral / active EE | $16,387 | $5,718+186.6% | $5,098+221.5% | $6,407+155.8% |
| Admin fee / account holder | $1,579 | $15,207-89.6% | $12,098-86.9% | $12,270-87.1% |