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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,025 | $136,860+54.9% | $120,344+76.2% | $154,746+37.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 15.49% | 21.38%-5.9pp | 20.30%-4.8pp | 172.34%-156.8pp |
| Employer contribution / active EE | $4,738 | $3,533+34.1% | $3,020+56.9% | $4,379+8.2% |
| Participant deferral / active EE | $16,387 | $5,793+182.9% | $5,135+219.1% | $6,730+143.5% |
| Admin fee / account holder | $1,579 | $15,393-89.7% | $12,742-87.6% | $14,365-89.0% |