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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,025 | $167,415+26.6% | $140,514+50.9% | $198,609+6.8% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 15.49% | 13.85%+1.6pp | 14.36%+1.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $4,738 | $4,088+15.9% | $3,378+40.3% | $5,055-6.3% |
| Participant deferral / active EE | $16,387 | $5,579+193.7% | $4,919+233.2% | $6,977+134.9% |
| Admin fee / account holder | $1,579 | $16,730-90.6% | $13,697-88.5% | $19,030-91.7% |