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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,256 | $180,459-93.2% | $154,108-92.0% | $135,380-90.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 6.33% | 888.21%-881.9pp | 735.21%-728.9pp | 519.81%-513.5pp |
| Employer contribution / active EE | $2,620 | $6,035-56.6% | $5,298-50.5% | $4,779-45.2% |
| Participant deferral / active EE | $2,566 | $5,806-55.8% | $5,081-49.5% | $5,609-54.2% |
| Admin fee / account holder | $6,220 | $16,145-61.5% | $13,411-53.6% | $10,828-42.6% |