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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,168 | $58,275+385.9% | $81,844+246.0% | $80,935+249.9% |
| Participation rate | 93.8% | 63.5%+30.4pp | 72.4%+21.5pp | 67.7%+26.2pp |
| Annual return | 12.95% | 41.82%-28.9pp | 778.87%-765.9pp | 35.66%-22.7pp |
| Employer contribution / active EE | $12,001 | $2,346+411.6% | $2,916+311.5% | $2,757+335.3% |
| Participant deferral / active EE | $12,473 | $3,285+279.6% | $4,323+188.5% | $4,299+190.1% |
| Admin fee / account holder | $15,808 | $4,749+232.9% | $7,355+114.9% | $6,924+128.3% |