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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,935 | $45,082-91.3% | $69,464-94.3% | $72,975-94.6% |
| Participation rate | 93.1% | 68.5%+24.6pp | 74.6%+18.5pp | 69.5%+23.6pp |
| Annual return | 0.00% | 22.66%-22.7pp | 28.98%-29.0pp | 81.01%-81.0pp |
| Employer contribution / active EE | $321 | $2,055-84.4% | $2,779-88.5% | $2,440-86.9% |
| Participant deferral / active EE | $3,053 | $2,604+17.2% | $3,536-13.7% | $3,608-15.4% |
| Admin fee / account holder | $362 | $3,057-88.2% | $3,840-90.6% | $5,124-92.9% |