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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,452 | $48,337-45.3% | $67,560-60.8% | $80,959-67.3% |
| Participation rate | 45.2% | 66.4%-21.2pp | 72.9%-27.7pp | 67.7%-22.4pp |
| Annual return | 35.62% | 18.26%+17.4pp | 3533.50%-3497.9pp | 35.67%-0.1pp |
| Employer contribution / active EE | $412 | $2,023-79.6% | $2,737-85.0% | $2,757-85.1% |
| Participant deferral / active EE | $2,842 | $2,928-3.0% | $4,004-29.0% | $4,300-33.9% |
| Admin fee / account holder | $4,225 | $3,695+14.3% | $3,994+5.8% | $6,925-39.0% |