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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,881 | $148,623-82.6% | $135,974-81.0% | $139,466-81.4% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 20.33% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,544 | $5,246-51.5% | $4,859-47.6% | $4,754-46.5% |
| Participant deferral / active EE | $11,240 | $8,103+38.7% | $7,760+44.8% | $6,712+67.5% |
| Admin fee / account holder | $646 | $12,406-94.8% | $10,767-94.0% | $11,409-94.3% |