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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,501 | $29,736-17.6% | $56,033-56.3% | $80,935-69.7% |
| Participation rate | 66.7% | 41.7%+25.0pp | 52.5%+14.2pp | 67.7%-1.0pp |
| Annual return | 17.89% | 35.28%-17.4pp | 1711.38%-1693.5pp | 35.66%-17.8pp |
| Employer contribution / active EE | $2,480 | $671+269.3% | $1,041+138.2% | $2,757-10.1% |
| Participant deferral / active EE | $3,181 | $1,228+158.9% | $1,954+62.8% | $4,299-26.0% |
| Admin fee / account holder | $31 | $2,434-98.7% | $2,827-98.9% | $6,924-99.6% |