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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,501 | $29,733-17.6% | $56,025-56.3% | $80,959-69.7% |
| Participation rate | 66.7% | 41.7%+24.9pp | 52.5%+14.2pp | 67.7%-1.0pp |
| Annual return | 17.89% | 35.28%-17.4pp | 1712.69%-1694.8pp | 35.67%-17.8pp |
| Employer contribution / active EE | $2,480 | $672+269.1% | $1,042+138.1% | $2,757-10.1% |
| Participant deferral / active EE | $3,181 | $1,229+158.7% | $1,955+62.7% | $4,300-26.0% |
| Admin fee / account holder | $31 | $2,434-98.7% | $2,828-98.9% | $6,925-99.6% |