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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,501 | $29,716-17.6% | $56,077-56.3% | $80,925-69.7% |
| Participation rate | 66.7% | 41.7%+25.0pp | 52.5%+14.2pp | 67.7%-1.0pp |
| Annual return | 17.89% | 35.30%-17.4pp | 1709.28%-1691.4pp | 35.65%-17.8pp |
| Employer contribution / active EE | $2,480 | $671+269.5% | $1,040+138.3% | $2,756-10.0% |
| Participant deferral / active EE | $3,181 | $1,228+158.9% | $1,954+62.8% | $4,299-26.0% |
| Admin fee / account holder | $31 | $2,432-98.7% | $2,825-98.9% | $6,940-99.6% |