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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,501 | $29,667-17.4% | $56,441-56.6% | $80,874-69.7% |
| Participation rate | 66.7% | 41.7%+25.0pp | 52.5%+14.2pp | 67.6%-1.0pp |
| Annual return | 17.89% | 35.22%-17.3pp | 1704.21%-1686.3pp | 35.62%-17.7pp |
| Employer contribution / active EE | $2,480 | $669+270.4% | $1,039+138.6% | $2,756-10.0% |
| Participant deferral / active EE | $3,181 | $1,227+159.3% | $1,953+62.9% | $4,297-26.0% |
| Admin fee / account holder | $31 | $2,429-98.7% | $2,829-98.9% | $6,935-99.6% |