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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,610 | $90,607-9.9% | $79,467+2.7% | $135,380-39.7% |
| Participation rate | 66.7% | 76.0%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | -4.15% | 977.74%-981.9pp | 718.30%-722.5pp | 519.81%-524.0pp |
| Employer contribution / active EE | $15,121 | $3,068+392.9% | $2,800+440.0% | $4,779+216.4% |
| Participant deferral / active EE | $10,191 | $4,050+151.6% | $3,704+175.1% | $5,609+81.7% |
| Admin fee / account holder | $25,734 | $5,895+336.5% | $5,104+404.2% | $10,828+137.7% |