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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,662 | $111,830-96.7% | $93,696-96.1% | $145,884-97.5% |
| Participation rate | 81.3% | 74.2%+7.0pp | 68.7%+12.5pp | 80.3%+0.9pp |
| Annual return | 34.60% | 204.08%-169.5pp | 133.74%-99.1pp | 551.85%-517.3pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,123 | $4,920-56.8% | $4,417-51.9% | $6,690-68.3% |
| Admin fee / account holder | $903 | $10,249-91.2% | $8,287-89.1% | $13,392-93.3% |