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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,492 | $88,754-80.3% | $81,820-78.6% | $145,877-88.0% |
| Participation rate | 44.4% | 75.1%-30.6pp | 72.4%-27.9pp | 80.3%-35.9pp |
| Annual return | 10.69% | 1031.77%-1021.1pp | 777.93%-767.2pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,034 | $3,085-66.5% | $2,915-64.5% | $4,663-77.8% |
| Participant deferral / active EE | $1,728 | $4,648-62.8% | $4,323-60.0% | $6,691-74.2% |
| Admin fee / account holder | $2,921 | $8,424-65.3% | $7,391-60.5% | $13,402-78.2% |