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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $101,618-94.4% | $93,063-93.9% | $137,256-95.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | -59.07% | 223.95%-283.0pp | 34.15%-93.2pp | 220.34%-279.4pp |
| Employer contribution / active EE | $1,611 | $2,707-40.5% | $2,476-34.9% | $4,156-61.2% |
| Participant deferral / active EE | $5,277 | $4,279+23.3% | $3,958+33.3% | $6,407-17.6% |
| Admin fee / account holder | $4,390 | $6,198-29.2% | $6,033-27.2% | $12,270-64.2% |