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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $177,353-96.8% | $158,226-96.4% | $198,609-97.1% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | -59.07% | 599.50%-658.6pp | 501.41%-560.5pp | 202.70%-261.8pp |
| Employer contribution / active EE | $1,611 | $3,239-50.2% | $2,986-46.0% | $5,055-68.1% |
| Participant deferral / active EE | $5,277 | $4,615+14.4% | $4,317+22.2% | $6,977-24.4% |
| Admin fee / account holder | $4,390 | $10,960-59.9% | $10,217-57.0% | $19,030-76.9% |