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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,781 | $104,953-88.8% | $84,637-86.1% | $152,909-92.3% |
| Participation rate | 90.9% | 74.8%+16.1pp | 68.2%+22.7pp | 82.5%+8.5pp |
| Annual return | 24.64% | 373.94%-349.3pp | 258.82%-234.2pp | 345.46%-320.8pp |
| Employer contribution / active EE | $1,168 | $3,304-64.6% | $2,653-56.0% | $4,764-75.5% |
| Participant deferral / active EE | $1,614 | $4,691-65.6% | $3,900-58.6% | $5,851-72.4% |
| Admin fee / account holder | $1,087 | $6,244-82.6% | $4,914-77.9% | $11,601-90.6% |