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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,278 | $176,105-69.2% | $159,474-66.0% | $167,536-67.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.64% | 331.91%-315.3pp | 263.68%-247.0pp | 478.82%-462.2pp |
| Employer contribution / active EE | $11,311 | $5,299+113.5% | $4,831+134.1% | $4,839+133.7% |
| Participant deferral / active EE | $9,121 | $7,751+17.7% | $7,353+24.0% | $6,342+43.8% |
| Admin fee / account holder | $1,154 | $12,559-90.8% | $10,802-89.3% | $12,315-90.6% |