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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,332 | $64,729+24.1% | $112,263-28.4% | $68,490+17.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -19.98% | -11.40%-8.6pp | 27.49%-47.5pp | -7.85%-12.1pp |
| Employer contribution / active EE | $12,830 | $2,746+367.2% | $3,636+252.8% | $2,597+394.1% |
| Participant deferral / active EE | $4,253 | $3,566+19.3% | $4,729-10.1% | $4,028+5.6% |
| Admin fee / account holder | $4,216 | $5,222-19.3% | $6,410-34.2% | $5,403-22.0% |