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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,613 | $102,663-68.2% | $86,216-62.2% | $139,466-76.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 16.91% | 1924.52%-1907.6pp | 1169.42%-1152.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $5,755 | $3,035+89.6% | $2,382+141.7% | $4,754+21.1% |
| Participant deferral / active EE | $5,755 | $4,677+23.0% | $3,986+44.4% | $6,712-14.3% |
| Admin fee / account holder | $1,751 | $8,663-79.8% | $6,853-74.4% | $11,409-84.6% |