Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,695 | $57,541-88.4% | $95,740-93.0% | $75,173-91.1% |
| Participation rate | 57.1% | 62.5%-5.4pp | 72.3%-15.1pp | 67.2%-10.1pp |
| Annual return | 20.90% | 34.93%-14.0pp | 28.41%-7.5pp | 160.72%-139.8pp |
| Employer contribution / active EE | $630 | $1,808-65.2% | $2,836-77.8% | $2,671-76.4% |
| Participant deferral / active EE | $1,038 | $3,074-66.2% | $4,244-75.5% | $4,126-74.8% |
| Admin fee / account holder | $546 | $4,099-86.7% | $5,676-90.4% | $5,651-90.3% |