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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,983 | $162,136-91.4% | $152,301-90.8% | $154,746-91.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.39% | 91.02%-69.6pp | 80.50%-59.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $1,986 | $4,890-59.4% | $4,624-57.0% | $4,379-54.6% |
| Participant deferral / active EE | $2,841 | $8,341-65.9% | $8,004-64.5% | $6,730-57.8% |
| Admin fee / account holder | $735 | $15,759-95.3% | $14,398-94.9% | $14,365-94.9% |