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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,465 | $124,351+1.7% | $109,188+15.8% | $167,553-24.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 6.71% | 26.04%-19.3pp | 25.76%-19.0pp | 478.89%-472.2pp |
| Employer contribution / active EE | $4,822 | $4,210+14.5% | $3,723+29.5% | $4,840-0.4% |
| Participant deferral / active EE | $14,690 | $5,257+179.4% | $4,654+215.6% | $6,343+131.6% |
| Admin fee / account holder | $7,444 | $7,975-6.7% | $6,755+10.2% | $12,316-39.6% |