Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,527 | $51,184-50.1% | $66,439-61.6% | $86,983-70.7% |
| Participation rate | 23.9% | 68.5%-44.6pp | 74.5%-50.6pp | 69.5%-45.7pp |
| Annual return | 8.63% | 17.07%-8.4pp | 757.66%-749.0pp | 25.83%-17.2pp |
| Employer contribution / active EE | $2,301 | $2,023+13.7% | $2,637-12.7% | $2,584-11.0% |
| Participant deferral / active EE | $2,810 | $2,927-4.0% | $3,876-27.5% | $4,194-33.0% |
| Admin fee / account holder | $1,583 | $4,154-61.9% | $6,173-74.4% | $7,856-79.9% |