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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,229 | $106,557-85.7% | $91,227-83.3% | $134,545-88.7% |
| Participation rate | 77.8% | 76.8%+1.0pp | 73.2%+4.6pp | 81.2%-3.5pp |
| Annual return | -23.91% | 160.81%-184.7pp | 114.14%-138.0pp | 418.37%-442.3pp |
| Employer contribution / active EE | $0 | $3,332-100.0% | $2,851-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $7,299 | $4,719+54.7% | $4,234+72.4% | $6,401+14.0% |
| Admin fee / account holder | $4,233 | $6,235-32.1% | $5,423-21.9% | $11,431-63.0% |