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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,431 | $29,736+123.4% | $56,033+18.6% | $80,935-17.9% |
| Participation rate | 38.7% | 41.7%-3.0pp | 52.5%-13.8pp | 67.7%-29.0pp |
| Annual return | 11.53% | 35.28%-23.7pp | 1711.38%-1699.8pp | 35.66%-24.1pp |
| Employer contribution / active EE | $380 | $671-43.4% | $1,041-63.5% | $2,757-86.2% |
| Participant deferral / active EE | $1,122 | $1,228-8.6% | $1,954-42.6% | $4,299-73.9% |
| Admin fee / account holder | $1,307 | $2,434-46.3% | $2,827-53.8% | $6,924-81.1% |