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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,846 | $97,732-60.3% | $83,831-53.7% | $135,380-71.3% |
| Participation rate | 90.9% | 80.0%+11.0pp | 76.1%+14.8pp | 82.6%+8.3pp |
| Annual return | -12.08% | 1287.56%-1299.6pp | 850.99%-863.1pp | 519.81%-531.9pp |
| Employer contribution / active EE | $5,451 | $4,222+29.1% | $3,631+50.1% | $4,779+14.1% |
| Participant deferral / active EE | $6,788 | $4,683+45.0% | $4,082+66.3% | $5,609+21.0% |
| Admin fee / account holder | $401 | $6,675-94.0% | $5,479-92.7% | $10,828-96.3% |