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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,397 | $133,981-81.8% | $112,249-78.3% | $134,532-81.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -15.08% | 47.16%-62.2pp | 27.48%-42.6pp | 418.27%-433.3pp |
| Employer contribution / active EE | $1,166 | $4,040-71.1% | $3,636-67.9% | $4,741-75.4% |
| Participant deferral / active EE | $3,888 | $5,292-26.5% | $4,729-17.8% | $6,401-39.3% |
| Admin fee / account holder | $3,786 | $7,492-49.5% | $6,412-41.0% | $11,429-66.9% |