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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,703 | $91,525-66.5% | $130,026-76.4% | $75,181-59.2% |
| Participation rate | 62.0% | 71.4%-9.4pp | 78.5%-16.5pp | 67.2%-5.2pp |
| Annual return | 16.86% | -631.40%+648.3pp | -137.26%+154.1pp | 160.69%-143.8pp |
| Employer contribution / active EE | $1,683 | $2,844-40.8% | $4,321-61.1% | $2,671-37.0% |
| Participant deferral / active EE | $2,562 | $4,342-41.0% | $5,821-56.0% | $4,126-37.9% |
| Admin fee / account holder | $3,867 | $6,778-43.0% | $10,608-63.6% | $5,650-31.6% |