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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,752 | $91,911-14.3% | $68,612+14.8% | $135,380-41.8% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -7.98% | -8.22%+0.2pp | -4.63%-3.3pp | 519.81%-527.8pp |
| Employer contribution / active EE | $5,488 | $3,924+39.9% | $2,625+109.1% | $4,779+14.8% |
| Participant deferral / active EE | $6,051 | $4,315+40.2% | $3,311+82.7% | $5,609+7.9% |
| Admin fee / account holder | $1,832 | $9,240-80.2% | $5,131-64.3% | $10,828-83.1% |