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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,399 | $160,059-54.8% | $140,019-48.3% | $135,380-46.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -7.82% | 911.48%-919.3pp | 651.17%-659.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $18,830 | $6,420+193.3% | $5,605+235.9% | $4,779+294.0% |
| Participant deferral / active EE | $2,935 | $7,641-61.6% | $6,927-57.6% | $5,609-47.7% |
| Admin fee / account holder | $4,936 | $13,328-63.0% | $10,705-53.9% | $10,828-54.4% |