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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,239 | $202,342-91.0% | $172,753-89.4% | $152,909-88.1% |
| Participation rate | 72.7% | 87.1%-14.3pp | 82.6%-9.9pp | 82.5%-9.7pp |
| Annual return | 41.65% | 1029.88%-988.2pp | 803.00%-761.4pp | 345.46%-303.8pp |
| Employer contribution / active EE | $0 | $5,857-100.0% | $5,144-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,996 | $5,948+17.6% | $5,198+34.6% | $5,851+19.6% |
| Admin fee / account holder | $606 | $17,112-96.5% | $13,956-95.7% | $11,601-94.8% |