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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,566 | $142,354-19.5% | $125,529-8.7% | $155,188-26.2% |
| Participation rate | 36.4% | 78.1%-41.7pp | 74.7%-38.4pp | 80.8%-44.4pp |
| Annual return | 12.82% | 306.06%-293.2pp | 202.56%-189.7pp | 148.84%-136.0pp |
| Employer contribution / active EE | $951 | $3,501-72.8% | $3,058-68.9% | $4,248-77.6% |
| Participant deferral / active EE | $3,814 | $5,491-30.5% | $4,813-20.8% | $6,531-41.6% |
| Admin fee / account holder | $611 | $19,392-96.9% | $16,298-96.3% | $14,480-95.8% |