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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,348 | $73,019-42.0% | $90,766-53.3% | $68,490-38.2% |
| Participation rate | 67.5% | 70.8%-3.3pp | 75.7%-8.2pp | 67.9%-0.4pp |
| Annual return | -17.81% | -13.81%-4.0pp | -12.16%-5.7pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,756 | $2,193-19.9% | $2,922-39.9% | $2,597-32.4% |
| Participant deferral / active EE | $2,926 | $3,626-19.3% | $4,565-35.9% | $4,028-27.4% |
| Admin fee / account holder | $1,303 | $5,897-77.9% | $8,446-84.6% | $5,403-75.9% |