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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,636 | $84,236-89.7% | $170,435-94.9% | $70,126-87.7% |
| Participation rate | 48.7% | 70.8%-22.1pp | 83.6%-34.9pp | 69.5%-20.8pp |
| Annual return | 27.18% | 23.06%+4.1pp | 205.94%-178.8pp | 73.15%-46.0pp |
| Employer contribution / active EE | $835 | $3,387-75.4% | $5,432-84.6% | $2,343-64.4% |
| Participant deferral / active EE | $1,397 | $3,086-54.7% | $4,939-71.7% | $3,332-58.1% |
| Admin fee / account holder | $98 | $5,698-98.3% | $13,881-99.3% | $4,645-97.9% |