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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $54,464 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,427 | $104,544-31.7% | $96,544-26.0% | $80,169-10.9% |
| Participation rate | 89.9% | 86.4%+3.5pp | 76.0%+13.9pp | 72.9%+17.0pp |
| Annual return | 21.11% | 21.79%-0.7pp | 25.88%-4.8pp | 40.39%-19.3pp |
| Employer contribution / active EE | $2,298 | $3,527-34.9% | $2,966-22.5% | $2,978-22.9% |
| Participant deferral / active EE | $4,299 | $6,170-30.3% | $4,851-11.4% | $5,016-14.3% |
| Admin fee / account holder | $26 | $107-75.7% | $8,254-99.7% | $145-82.1% |