See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE Service code 15 · EIN 01-0233346 | Recordkeeping | $1,570 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,056 | $102,317-51.1% | $146,958-65.9% | $80,856-38.1% |
| Participation rate | 58.9% | 75.8%-16.9pp | 82.2%-23.3pp | 67.6%-8.7pp |
| Annual return | 11.51% | 134.76%-123.3pp | 418.34%-406.8pp | 35.59%-24.1pp |
| Employer contribution / active EE | $6,595 | $3,713+77.6% | $4,933+33.7% | $2,755+139.4% |
| Participant deferral / active EE | $2,781 | $6,644-58.1% | $8,070-65.5% | $4,296-35.3% |
| Admin fee / account holder | $619 | $7,941-92.2% | $12,998-95.2% | $6,918-91.1% |