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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,901 | $103,000+13.5% | $90,300+29.5% | $152,885-23.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 21.99% | 95.19%-73.2pp | 78.11%-56.1pp | 345.39%-323.4pp |
| Employer contribution / active EE | $6,626 | $3,138+111.1% | $2,854+132.2% | $4,763+39.1% |
| Participant deferral / active EE | $7,552 | $4,281+76.4% | $3,884+94.4% | $5,851+29.1% |
| Admin fee / account holder | $1,144 | $6,173-81.5% | $5,353-78.6% | $11,598-90.1% |